Am I Entitled To Public Loan Forgiveness? You to have all of your direct federal student loans forgiven, tax-free if you work in the public service, a little-known government program called “Public Service Loan Forgiveness” could allow. Public Service Loan Forgiveness (PSLF) is not a payment plan, like Income-Based Repayment or spend while you Earn; it is an independent program that incentivizes a vocation into the general public solution....