However, if it walks and quacks just like a duck – it should be described as a duck. A payday or deposit advance is normally a two week loan, with interest over 300% up to 700%. Typically there is absolutely no due date to cover. Why would there be? After all of the loan provider or bank gets this excessively usurious interest therefore why set a due date to cover. Rather, the debtor is forced to borrow once more simply to payday loans...